Filing taxes? Learn how to use TurboTax or H&R Block to file your taxes fast and accurately. Get expert tips, pricing comparison, benefits, and find out which software is right for you.
Filing your taxes can feel overwhelming, but platforms like TurboTax and H&R Block make it easier than ever—especially for U.S. taxpayers. Whether you're filing for the first time, self-employed, or dealing with multiple income streams, this guide breaks it all down with tips, comparisons, benefits, and expert advice.How to File Taxes with TurboTax or H&R Block (U.S. Guide)
Why Use Tax Filing Software?
- Saves time and money vs. hiring a CPA
- Guides you through deductions and credits
- Minimizes errors with built-in checks
- E-filing is faster and gets you your refund quicker
TurboTax vs. H&R Block: Quick Comparison
| Feature | TurboTax | H&R Block |
|---|---|---|
| Ease of Use | Very intuitive and beginner-friendly | User-friendly, slightly more text-heavy |
| Free File Option | Yes (Simple returns only) | Yes (Simple and some itemized returns) |
| Price Range (2025) | $0 – $129 + state fees | $0 – $115 + state fees |
| Audit Support | Paid add-on (MAX) | Free in-person audit support (basic) |
| In-Person Help | Limited (via video chat) | Available at thousands of U.S. offices |
| Self-Employed Features | Excellent (QuickBooks integration) | Also strong, slightly cheaper |
| Refund Advance Option | Yes (TurboTax Refund Advance Card) | Yes (Emerald Card) |
Tips for Filing Taxes Using TurboTax or H&R Block
1. Gather All Your Documents First
- W-2s, 1099s, 1098s (mortgage, tuition)
- Social Security numbers for dependents
- Last year’s return
- Receipts for deductions (charity, education, healthcare, etc.)
2. Start Early
- The earlier you file, the faster you’ll get your refund.
- Early filing reduces your chances of tax identity fraud.
3. Use the Free Version if You Qualify
- Simple W-2 income? No major deductions or dependents? Use the Free version.
- H&R Block’s free version often covers more forms than TurboTax.
4. Don’t Skip the Deductions
- Use the guided Q&A to uncover tax credits like:
- Earned Income Tax Credit
- Child Tax Credit
- Student Loan Interest Deduction
- Self-employed home office deduction
5. Consider Filing State Taxes
- Most platforms help you file both federal and state returns.
- State returns may cost extra, but it’s worth it to file everything in one place.
6. Review Before Submitting
- Double-check bank info, Social Security numbers, and names.
- Use the review tools provided to avoid delays.
Benefits of Using TurboTax or H&R Block
- Accuracy Guarantee: Both offer accuracy or your money back.
- Audit Assistance: H&R Block includes basic audit help for free.
- Refund Options: Direct deposit, pre-paid card, or apply toward next year’s taxes.
- Mobile Apps: Upload documents by snapping pictures from your phone.
- Expert Help: Both platforms offer the ability to talk to tax pros (extra fee applies).
Step-by-Step: Filing Taxes with TurboTax or H&R Block
- Create an account on TurboTax.com or HRBlock.com
- Select your filing situation: W-2 employee, freelancer, business owner, etc.
- Answer guided questions to input your income and deductions
- Upload or snap pictures of W-2s/1099s
- Review suggested deductions and credits
- Choose how to receive your refund or pay taxes
- E-file your return and get confirmation
- Track your refund directly in the app
Final Thoughts: Which Should You Choose?
- Choose TurboTax if you want a super sleek, user-friendly experience and don’t mind paying a little more.
- Choose H&R Block if you want solid service at a better price, or prefer in-person support.
- Both are trusted, IRS-approved, and widely used by millions of Americans every year.